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Welcome to our website! Ann-Nemazie.com is a blog that addresses a number of subjects that would be of interest to anyone who purchases goods or services online. In our first article, we'd like to talk about some common sense steps all web consumers should take to protect themselves while online shopping.

 

Firstly, when you shop online, I recommend everyone to only purchase from vendors they trust. For obvious reasons, you can trust companies with strong brands, such as Amazon or Walmart. Such stores usually have policies that favor the consumer, and even if you do run into an issue, they have customer service staff who can assist you. In addition, well-known stores have the resources to protect your personal information, such as your credit card number. This can never be something that's 100% guaranteed, but your information on the whole is safer when you shop at a retail giant. If you do decide to shop at a smaller outlet, it's best to check their ratings on sites like Google Shopping. Only deal with sites that have a high star rating and a history of providing satisfactory service.

 

To guard against your information being stolen, all online shoppers should also enroll in some sort of program that alerts you to suspicious activity that occurs in your account. Equifax has a number of reasonably priced, monthly services that only cost about $10. Most of the other credit bureaus have similar programs you can check out. If you really don't want to pay the money for such services, you can still join a site like Credit Karma, which will let you know your credit score on an ongoing basis. If things ever start going south, you will therefore be aware early on and be able to take steps to mitigate any damage to your credit as a result of fraudulent activities.

 

When you make a purchase online, you cannot examine the item you're purchasing, and you must instead rely on pictures and descriptions to get a grasp on what it is you're actually buying. I have two things I tell all people to do before making a purchase online. First, you should do your homework. This means not just doing research on the product, but reading online reviews. One of the best places to read reviews of everyday products is Amazon. You can also visit sites like Epinions if you can't find enough reviews of a certain product on Amazon. But the bottom line is, you should get a good sampling of other people's opinions on a certain product before making a purchase.

 

Second, you should make sure the store you are buying from has a good return policy. They should allow you to return items within a 30 day period and give you a full refund or store credit. I can't emphasize enough the importance of this. No matter how much research you do, you are simply going to end up buying some products that you end up not wanting when you inspect them first hand. Moreover, with items such as clothes, things like the wrong fit will necessitate replacements. For all these reasons, you want to only shop at stores that allow you to return items within a reasonable time frame.

 

Without a doubt, one of the main advantages of buying things online is the fact that you will often receive a lower price than what you might pay at a retail store. To make sure you're getting the best price out there on the Web, you should also do a bit of price shopping. There are sites and apps that will help you do this. But you shouldn't just stop there. Because there are quite a few online coupons (especially on days like Black Friday or during the holiday season), you want to hunt for such deals as well. Some good coupon sites you should get accustomed to visiting are Retailmenot, Savings.com, and Smartsource, among many others.

 

amazon rewardsLast but not least, make sure you get a good rewards card to use for your online purchases. My favorite card is the Amazon rewards card, which gives you 3% cash back on online goods that you buy from Amazon. Even if you have an excellent card, I recommend paying off your balance in full each month. This way, you get your rewards but never accumulate a balance that you'll have to pay interest on.

 

I hope these tips will help you make the most of your online shopping experience!

 

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